House No-1, Back Portion - 3rd Floor Pocket No-15A, Sector- 24, Rohini North West DL 110085 IN
Terms & Conditions
Thank you for using www.doslease.co (the "Website"). By using this website (hereinafter shall be referred to as "DosLease" or "us" or "we"), you are agreeing to be bound by the Terms and Conditions as described below, so please read them very carefully. (Such terms and conditions hereinafter referred as "Policy on Website Use" or "Terms of Use"). If you do not wish to be bound by these TERMS OF USE (as may be amended from time to time), you may not access or use the website. These Terms of Use are provided on behalf of
Doslease and Finance Private Limited
The permission given by DosLease to access the website will not convey any proprietary or ownership rights in the above software/hardware. You shall not attempt to modify, translate, disassemble, reproduce, decompile, or reverse engineer the software/hardware underlying the website or create any derivative product based on the software/hardware and not all the products and services offered on this website are available in all geographic areas and you may not be eligible for all the products or services offered by DosLease on the website. DosLease reserves the right to determine the availability and eligibility for any product or service.
The content contained on this website of DosLease, is provided for general information only and should not be used as a basis for making business/commercial decisions. Further, the content on this website should not be regarded as an offer, solicitation, invitation, advice or recommendation to enter into any transaction with DosLease And Finance Private Limited. You are solely responsible for any act or transaction undertaken by you.
(a) post or transmit any message data, image or program which violates any law or which is libellous, defamatory or which discloses private or personal matters concerning any person;
(b) infringe ours or any third party's intellectual property rights, rights of publicity or privacy;
(c) use our website for spamming or illegally interfere with security, integrity, networks connected therewith and operation related features of our website or features that enforce limitations on the use of website;
(d) refuse to cooperate in an investigation or provide confirmation of your identity or any other information you provide to us;
(e) upload any content that constitutes negligent advice or contains any negligent statement or instructions, an incitement to commit or promote a crime or criminal activity; or any content which is in contempt of any court, or in breach of any court order or any law for the time being force or threatens the unity, integrity, defense, security or sovereignty of any country, or public order;
(f) use the facilities and capabilities of Site to conduct any activity or solicit the performance of any illegal activity or other activity which infringes the rights of others;
(g) breach these Terms or any other policies which we have;
(h) use web site to collect or track the personal information, including without limitation, personal information about other users of our Site.
2.You shall not be a person either barred or otherwise legally prohibited from taking Loan or availing services offered by us.
3.You should have an updated UID (Aadhaar) number and Permanent Account Number (PAN) or such other valid identity proof and residential address proof as described by Reserve Bank of India and prescribed by us for KYC requirements.
4.You shall not impersonate any person or entity or falsely state or otherwise misrepresent age, identity or affiliation with any person or entity.
5.You have valid email address and valid mobile number where you want to receive OTP and other communications from HCIN.
6.You have valid email address and valid mobile number where you want to receive OTP and other communications from HCIN.
7.You should be either salaried employee or self-employed or pensioner.
8.You have read and understood the Privacy Policy, Policy on website Use as well as General Terms and Conditions for obtaining Personal Loan from DosLease. While creating the User Account you will be asked to provide certain information which may include your personal details (like name, address, date of birth, father's name, mother's name etc.), contact details (like your residential address, email address, telephone / mobile number etc.), (collectively and individually referred as, "Customer Data"). We request you to provide complete and accurate information to strengthen your credibility. You confirm and warrant that the details submitted are true and correct and we can rely on it for providing the Loan and/or services sought by you through the website. Pursuant to you creating the User Account and submitting the Customer Data, We will be holding and processing Customer Data. You grant us authority to use the same for the purposes as described in "Privacy Policy of DosLease" as amended from time to time. You are notified that the Customer Data may be used for reporting to Credit Information Companies under the Credit Information Companies (Regulation) Act, 2005 ("CIC Act"), credit service organization for analytical purpose, Central Know Your Customer data registries and other KYC repository services, data storage agencies which may be third party service providers,financial institution, Reserve Bank of India, any other authority (including Unique Identification Authority of India) or any third party engaged by Operator for purpose of proper verification and assessment of the Customer Data, for statistics regarding Customer's Account, to satisfy any legally enforceable process or compliance purpose, detecting and protecting against error, fraud or identification of other criminal activity or for archiving Customer Data and for complying with the laws applicable from time to time, in India or abroad (as may be decided by DosLease from time to time). Your usage of the website shall be deemed as consent to the aforesaid and this is without prejudice to other terms mentioned hereof or incorporated here by way of any reference. Apart from accepting this Policy on website Use for availing the loan or any services from us, you shall be additionally required to agree 'General Terms and conditions for obtaining Personal Loan DosLease' as registered with Sub-Registrar of Assurances at Mumbai (Maharashtra) under the Deed of Declaration having Registration No.23050 dated 10.11.2015 (hereinafter referred as "GTC") for terms and conditions applicable to the loan Further, it is made clear that accepting these terms or creation of User Account will not bind us in granting you any loan or services, the same shall be further governed by the specific terms in addition to this Policy.
2.How do I get the refund of my down payment or processing fee paid if my loan application is cancelled or rejected? In case of cancellation of the loan application from your end or rejection of the same from our end, You can expect to receive the same within 3-7 working days.
3.My refund has been processed but I still haven't received the credit in my account. What do I do?
Although rare, there might sometimes be a delay due to reasons like wrong bank details given for NEFT refund OR refund amount held in suspense account by your bank. Kindly write to us at support@doslease.co
(i) send you one or more formal warnings;
(ii) temporarily suspend your access to website;
(iii) permanently prohibit you from accessing website;
(iv) block the device using the IP address or International Mobile Equipment Identity Number from accessing website;
(v) contact any or all of your internet service providers and request that they block your access to website;
(vi) commence legal action against you, whether for breach of contract or recovery of amounts due or damages or otherwise;
(vii) suspend or delete your account on website. The User herein agree to indemnify and hold us harmless from and against any and all claims, action, liability, cost, loss, damage, endured by us by your access to the website.
Changes to Website or Policy
We reserve the right, at its sole discretion, to change, modify, add or remove portions of these Terms and Conditions, at any time without any prior written notice to the User. It is the User's responsibility to review these Terms and Conditions periodically for any updates/changes. User's continued use of the website following the posting of changes will mean that the User has accepted and agreed to the revisions.Links to Other Websites
This website may contain links to websites maintained by non-affiliated third parties. Such websites may have Terms of Use, Privacy Policies, or security practices that are different from those of DosLease. Note that such external sites are not owned, controlled, or operated by us. DosLease does not endorse or recommend, and hereby expressly disclaims any liability, or warranty (express or implied) for, any information or products offered at such websites. Accordingly, DosLease encourages you to be aware when you leave the website, to read the terms of use and privacy policy of other websites that you visit.Use of Information and Materials
The content (material, information, data, news items, software, text, images, graphics, video and audio etc.) contained on this website of DosLease, is provided for general information only and should not be used as a basis for making business/commercial decisions. User is advised to exercise due caution and/or seek independent advice before entering into any arrangement or financial obligation based on the Content contained on this website. The Content contained in this website, including text, graphics, links or other terms are provided on an “as is”, “as available” basis and are protected by copyright in favour of Operator. User should not distribute text or graphics to others without the express written consent of the Operator. User should not copy, download, publish, distribute or reproduce any of the Content contained on this website in any form without prior permission of the Operator. Further, the content on this website should not be regarded as an offer, solicitation, invitation, advice or recommendation to enter into any transaction with DosLease And Finance Private Limited. You are solely responsible for any act or transaction undertaken by you.Your Account
To obtain the Loan(s) or to avail other services from us time to time, the User has to create an account (“User Account”) with us by registering himself / herself. You are solely responsible for maintaining the secrecy of your user id and password for the User Account and shall be responsible for all activities that occur in connection with your User Account. In case of any unauthorized use of your User Account the same shall be intimated to us. You shall not create multiple User Accounts and shall not use your User Account for any purpose that is unlawful, illegal or forbidden by law. As a consideration for availing Loan/ Service through website, you may be required to pay certain fee, charges, interest or cost as may be applicable as mentioned in our website or as per the terms for respective products and services as prescribed by us. You understand that application of loan through online means is dependent on technical factors which inter alia includes your connectively to internet, your ability to make payment through online means which in-turn is depended on payment services from your bank or similar service providers, capability of the computer or phone which you use for the purpose, your careful approach in reading the terms, understanding the same and following the process. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third-party software that may be used in connection with the website.Ownership of Intellectual Property Rights and Confidential Information
DosLease have exclusive proprietary rights to the Content provided on this website. The Content and the trademarks, service marks, trade names, icons, and logos contained therein ("Marks"), including without limitation, the terms "DosLease" and the DosLease logos are owned by DosLease in various jurisdictions or usage allowed to DosLease and owned by its group companies, subsidiaries, agents, licensors and partners, or their third-party data or content providers, and are subject to copyright and other intellectual property rights under Indian laws. DosLease including its group companies, subsidiaries, agents, licensors and partners, or their third-party data or content providers retain all respective proprietary rights in the Content and Marks. Content and Marks may not be used, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the respective owners. DosLease reserves all rights not expressly granted in and to the website and the Content. DosLease retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or by the website (including all texts, graphics and logos). You acknowledge and agree that the website, Content, information, tools and technology used in the building, development, creation and hosting of the website and any other necessary software used in connection with the website contain proprietary and confidential information that is protected by applicable intellectual property and other laws. DosLease owns the copyright to all information, works of authorship on the website and in the products of DosLease. All trademarks, service marks, and logos used on the website are the trademarks, service marks or logos of DosLease or permitted by the said proprietors for the display on the website. You shall not use any such names, logos, trademarks, software and works of authorship without DosLease’s prior written consent. You agree that other than the right to access the website and view the information contained on the website under the terms and conditions set forth herein, you acquire no ownership, title, right or interest of any kind in or of the website or any portion of any Content or information on the website. You further, agree that all title, right and interest therein and thereto remains with DosLease. You shall not copy any of the information or Content provided on the website and must not copy this information or Content to any other website or similar forums as your content or otherwise.PROHIBITED USES
In addition to other prohibitions as set forth in the Terms & Conditions, You are prohibited from using the Platform:(a) post or transmit any message data, image or program which violates any law or which is libellous, defamatory or which discloses private or personal matters concerning any person;
(b) infringe ours or any third party's intellectual property rights, rights of publicity or privacy;
(c) use our website for spamming or illegally interfere with security, integrity, networks connected therewith and operation related features of our website or features that enforce limitations on the use of website;
(d) refuse to cooperate in an investigation or provide confirmation of your identity or any other information you provide to us;
(e) upload any content that constitutes negligent advice or contains any negligent statement or instructions, an incitement to commit or promote a crime or criminal activity; or any content which is in contempt of any court, or in breach of any court order or any law for the time being force or threatens the unity, integrity, defense, security or sovereignty of any country, or public order;
(f) use the facilities and capabilities of Site to conduct any activity or solicit the performance of any illegal activity or other activity which infringes the rights of others;
(g) breach these Terms or any other policies which we have;
(h) use web site to collect or track the personal information, including without limitation, personal information about other users of our Site.
User(S) Eligibility
1.You shall be an Indian citizen resident in India and minimum 18 years of age.2.You shall not be a person either barred or otherwise legally prohibited from taking Loan or availing services offered by us.
3.You should have an updated UID (Aadhaar) number and Permanent Account Number (PAN) or such other valid identity proof and residential address proof as described by Reserve Bank of India and prescribed by us for KYC requirements.
4.You shall not impersonate any person or entity or falsely state or otherwise misrepresent age, identity or affiliation with any person or entity.
5.You have valid email address and valid mobile number where you want to receive OTP and other communications from HCIN.
6.You have valid email address and valid mobile number where you want to receive OTP and other communications from HCIN.
7.You should be either salaried employee or self-employed or pensioner.
8.You have read and understood the Privacy Policy, Policy on website Use as well as General Terms and Conditions for obtaining Personal Loan from DosLease. While creating the User Account you will be asked to provide certain information which may include your personal details (like name, address, date of birth, father's name, mother's name etc.), contact details (like your residential address, email address, telephone / mobile number etc.), (collectively and individually referred as, "Customer Data"). We request you to provide complete and accurate information to strengthen your credibility. You confirm and warrant that the details submitted are true and correct and we can rely on it for providing the Loan and/or services sought by you through the website. Pursuant to you creating the User Account and submitting the Customer Data, We will be holding and processing Customer Data. You grant us authority to use the same for the purposes as described in "Privacy Policy of DosLease" as amended from time to time. You are notified that the Customer Data may be used for reporting to Credit Information Companies under the Credit Information Companies (Regulation) Act, 2005 ("CIC Act"), credit service organization for analytical purpose, Central Know Your Customer data registries and other KYC repository services, data storage agencies which may be third party service providers,financial institution, Reserve Bank of India, any other authority (including Unique Identification Authority of India) or any third party engaged by Operator for purpose of proper verification and assessment of the Customer Data, for statistics regarding Customer's Account, to satisfy any legally enforceable process or compliance purpose, detecting and protecting against error, fraud or identification of other criminal activity or for archiving Customer Data and for complying with the laws applicable from time to time, in India or abroad (as may be decided by DosLease from time to time). Your usage of the website shall be deemed as consent to the aforesaid and this is without prejudice to other terms mentioned hereof or incorporated here by way of any reference. Apart from accepting this Policy on website Use for availing the loan or any services from us, you shall be additionally required to agree 'General Terms and conditions for obtaining Personal Loan DosLease' as registered with Sub-Registrar of Assurances at Mumbai (Maharashtra) under the Deed of Declaration having Registration No.23050 dated 10.11.2015 (hereinafter referred as "GTC") for terms and conditions applicable to the loan Further, it is made clear that accepting these terms or creation of User Account will not bind us in granting you any loan or services, the same shall be further governed by the specific terms in addition to this Policy.
Cancellation & Refund Policy
1.While we are always eager to serve our customers, if at all should you ever feel the need to cancel your loan application which is in process with us, you can reach us at support@doslease.co.2.How do I get the refund of my down payment or processing fee paid if my loan application is cancelled or rejected? In case of cancellation of the loan application from your end or rejection of the same from our end, You can expect to receive the same within 3-7 working days.
3.My refund has been processed but I still haven't received the credit in my account. What do I do?
Although rare, there might sometimes be a delay due to reasons like wrong bank details given for NEFT refund OR refund amount held in suspense account by your bank. Kindly write to us at support@doslease.co
Breach of the Terms
Without prejudice to our rights under this Policy, if you breach these terms & conditions and in any way, or if we suspect that you have breached these terms & conditions of website use in any way, we may:(i) send you one or more formal warnings;
(ii) temporarily suspend your access to website;
(iii) permanently prohibit you from accessing website;
(iv) block the device using the IP address or International Mobile Equipment Identity Number from accessing website;
(v) contact any or all of your internet service providers and request that they block your access to website;
(vi) commence legal action against you, whether for breach of contract or recovery of amounts due or damages or otherwise;
(vii) suspend or delete your account on website. The User herein agree to indemnify and hold us harmless from and against any and all claims, action, liability, cost, loss, damage, endured by us by your access to the website.
